It may take several phone calls to negotiate a truly fair apr with your credit card company. If you have good credit your credit card company will probably lower your interest rate heres how to ask for a lower apr on your credit card. Find out how reducing the interest rate charged on your credit card balance is the first step to getting out of debt learn techniques to become debt free. To learn how to lower your credit card interest rate build your credit find new credit card offers and understand the credit card companys perspective. Please help i have several cards that have an apr of 299 and am barely staying afloat trying to pay these cards down they have been 502851
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